Lets take a quick peak at October months end account balances.

Local accounts went down a little.  As stated before these accounts include bill accounts and some emergency funds.  Car insurance was due this month.  Yippee!  Most other accounts increased.  401k and IRA both went up due to contributions and mediocre market conditions.

Debt also went down slightly.  If you can’t tell, my mortgage is in its first year so the payments don’t add up very quickly.  As for my car, I think I need to hit that a little more aggressively.